Machinery Breakdown

Cover your future for any unforseen risks.

MACHINERY BREAKDOWN

With IRM Insurance Brokers, no more hassles & no more worries in future.

The Insurance Policy broadly covers loss due to all kinds of accidental, electrical and mechanical breakdowns due to internal and external causes. Cover is granted during the time the machinery is in operation or rest or in the process of dismantling, overhaul or during subsequent re-erection at the same premises.

Value proposed for insurance should be equal to new replacement cost including Freight, Erection Cost, Customs Duty, if any.

The Insurance Policy does not cover loss and/or damage from Fire and allied perils, Theft, overloading experiments, wilful acts or gross negligence, gradually developing flaws and deterioration from normal use.

Rate of premium depends upon the type of machinery. Discounts are offered in respect of stand-by facility, availability of spares and favourable claims experience, subject to rules laid down in the Tariff.

FAQ

Main policy can be extended on payment of additional premium to cover:

  • Air Freight
  • Express Freight (excluding Air Freight) Overtime & Holiday Wages
  • Insured’s own Surrounding Property
  • Third Party Liability

You can download the product specifications from here.

Call us for further information. IRM Insurance Brokers is here to help you anytime.

We're available for 1000-1800 Hrs IST Monday to Friday

Call Us Now +91 (22) 432 15800
info.mumbai@irminsurance.in

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