Automobile Insurance
You have good brakes, do you have good insurance for your vehicle?
With IRM Insurance Brokers, no more hassles & no more worries in future.
Vehicle insurance saves you money when your vehicle is damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in an accident. A vehicle insurance policy covers such third-party liabilities as well. If you own a car in India, having third party car insurance is a must for you. That’s why it’s crucial to buy and renew your policy on time to stay on the right side of the law and be covered against car damages. Apart from comprehensive car insurance, third-party only and own-damage only car insurance policies are also available. You can choose the policy type as per your needs.
- Claim form duly completed
- Registration Certificate/Taxation certificate
- Driving Licence: As per policy condition the driver is required to hold an ‘effective’ driving licence both in terms of the period of validity and the class of vehicle that is being driven at the time of the accident. In case of loss sustained by parked vehicles, Driving Licence may not be relevant.
- A copy of First Information Report and Panchnama is required wherever third parties are involved in an accident.
- Survey Report: Surveyor should, assess the quantum of loss payable, verify vehicular documents and confirm that the loss/damage being claimed for is in conformity with the narration of the accident.
- Where the vehicle is totally damaged or when the net cost of repairs is almost close to the Market Value or exceeds 75% of the IDV the claim will be settled on constructive total loss basis by the Insurer.
FAQ
Call us for further information. IRM Insurance Brokers is here to help you anytime.
We're available for 1000-1800 Hrs IST Monday to Friday