Fire Insurance
Cover your future for any unforseen risks of fire.
With IRM Insurance Brokers, no more hassles & no more worries with fire incidents.
The Insurance Policy broadly covers losses due to fire, lightning, explosion and implosion, aircraft damage, riot, strike, malicious damage and terrorism, storm, tempest, flood and inundation, impact damage, subsidence and landslide/rockslide, bursting and/or overflowing of water tanks, apparatus and pipes, missile testing, leakage from automatic sprinkler installations and bush fire.
Property can be insured on depreciated cost (market value) or replacement cost basis. In order to get full protection, insurance on reinstatement (replacement) basis is recommended.
The Insurance Policy does not cover the first Rs.10,000 (or as applicable) of each and every claim. Losses arising out of war and allied perils, theft, willful act or gross negligence, loss of earnings, loss to bullion, documents, currency etc. for an amount exceeding Rs. 10,000, unless expressly stated.
FAQ
- Earthquake (Fire & Shock)
- Spontaneous Combustion
- Deterioration of stocks in cold storage
- Impact Damage due to own vehicles
- Omission to insure additions
- Architect, Surveyors & Consulting engineer’s fees in excess of 3 % of claim amount
- Debris removal in excess of 1 % of claim amount.
You can download the product specifications from here.
Call us for further information. IRM Insurance Brokers is here to help you anytime.
We're available for 1000-1800 Hrs IST Monday to Friday